
$424,900 $266/sqft
107 Howe Street
Belmont, NC 28012
3 bd · 2 ba · 1,600 sqft · 1999 · 2 mo ago
Adams Bluff has the feel of a Belmont neighborhood that knows exactly what it is: established, walkable, and closely tied to the town’s historic core.

$340,000 $279/sqft
Belmont, NC 28012
3 bd · 2 ba · 1,218 sqft · 1995 · DOM: 29 d

$320,000 $261/sqft
Belmont, NC 28012
3 bd · 2 ba · 1,224 sqft · 1995 · DOM: 27 d

$300,000 $234/sqft
Belmont, NC 28012
3 bd · 2 ba · 1,284 sqft · 1997 · DOM: 44 d
Community overview based on MLS listing data for Adams Bluff, Belmont
Adams Bluff has the feel of a Belmont neighborhood that knows exactly what it is: established, walkable, and closely tied to the town’s historic core. Tree-lined streets, front porches, and modestly scaled lots give the community an easygoing curb appeal that reads as lived-in rather than overdone. Many homes sit on level yards with mature trees, and several remarks call out private backyards, decks, and fenced outdoor spaces that extend daily living beyond the front door. The setting feels especially connected to Belmont’s downtown energy, with the river, parks, and neighborhood trails all folded into the experience of living here.
Most homes in Adams Bluff are single-family residences, and the neighborhood’s housing stock spans from early 20th-century cottages to late-1990s and early-2000s ranches and two-story homes. That mix creates a streetscape with a little variety while still feeling cohesive. Floor plans tend to favor practical living: open layouts, eat-in kitchens, primary suites with private baths, and flexible secondary bedrooms that can function as offices or guest rooms. Many homes feature updated finishes such as granite or quartz counters, LVP flooring, stainless appliances, refreshed baths, and newer roofs or HVAC systems. Outdoor spaces are a recurring highlight, with rocking-chair porches, screened porches, back decks, and fenced yards appearing often. The community’s pricing generally sits in the middle range for Belmont, with recent sale and list activity clustering in the low-to-mid $300s and occasional higher-end outliers near the upper $400s.
What defines Adams Bluff is how easily everyday life spills into the surrounding town. Residents are close to downtown Belmont’s shops, restaurants, parks, city recreation center, and athletic fields, and several homes are described as being within walking distance or a short golf-cart ride away. Kevin Lofton Riverfront Park, its kayak launch, Riverside Marina, Dwight Frady Park, Frady Field, and the Belmont Parks and Recreational Center all show up as part of the neighborhood’s routine backdrop. Walking trails are another signature feature, including neighborhood trails and future connections such as the Abbey Creek Greenway and the proposed LYNX Silver Line corridor. The result is a place where a porch, a trail, and a quick trip into town all feel like part of the same rhythm.
Adams Bluff sits in Belmont’s central-in-town corridor, with downtown Belmont less than a mile away in some listings and just minutes away in others. Access to I-85 and I-485 is repeatedly noted, along with a short drive to Charlotte Douglas International Airport, often cited at about 7 to 10 minutes or miles depending on the listing. Downtown Charlotte is also mentioned as a manageable commute, with one listing noting 15 minutes. Nearby destinations include Catawba Street shopping, the Charlotte Douglas Airport, Belmont Abbey, and the U.S. National Whitewater Center. School assignments commonly point to Belmont Central Elementary, Belmont Middle, and South Point High School in North Carolina, with the district described as well regarded in listing language. That combination of town access, regional connectivity, and familiar school assignments gives Adams Bluff a practical, well-situated feel.
Palmetto Park Realty Team · Belmont
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Showing 1-48+ recently sold in Adams Bluff, Belmont
| Property | Sold | Sold Price | Days on Market | Size | Sold to Ask | Sold $/SF |
|---|---|---|---|---|---|---|
| | Jul 22 2026 | $319,000 | 26 | 1,062 sq ft | 101.3% | $300 |
| | Jun 22 2026 | $400,000 | 94 | 1,543 sq ft | 100.0% | $259 |
| | Jun 12 2026 | $350,000 | 29 | 1,218 sq ft | 102.9% | $287 |
| | Apr 28 2026 | $355,000 | 34 | 1,204 sq ft | 100.0% | $295 |
| | Apr 20 2026 | $310,000 | 27 | 1,224 sq ft | 96.9% | $253 |
| | Apr 13 2026 | $435,000 | 38 | 1,515 sq ft | 100.0% | $287 |
| | Apr 1 2026 | $300,000 | 44 | 1,284 sq ft | 100.0% | $234 |
| | Jan 12 2026 | $300,000 | 40 | 1,006 sq ft | 100.0% | $298 |
| | Sep 25 2025 | $429,500 | 48 | 1,564 sq ft | 100.0% | $275 |
| | Sep 25 2025 | $350,000 | 32 | 1,200 sq ft | 97.2% | $292 |
| | Sep 23 2025 | $350,000 | 25 | 1,200 sq ft | 100.0% | $292 |
| | Sep 12 2025 | $345,000 | 42 | 1,218 sq ft | 100.0% | $283 |
| | Aug 18 2025 | $340,000 | 33 | 1,170 sq ft | 95.8% | $291 |
| | Jul 31 2025 | $315,000 | 63 | 1,219 sq ft | 100.0% | $258 |
| | Jul 17 2025 | $355,000 | 27 | 1,204 sq ft | 100.0% | $295 |
| | Jul 2 2025 | $345,000 | 40 | 1,204 sq ft | 100.0% | $287 |
| | Jun 9 2025 | $470,000 | 45 | 1,564 sq ft | 100.0% | $301 |
| | May 7 2025 | $300,000 | 194 | 1,006 sq ft | 92.3% | $298 |
| | Apr 28 2025 | $429,745 | 45 | 1,695 sq ft | 98.8% | $254 |
| | Apr 24 2025 | $354,000 | 106 | 1,352 sq ft | 98.6% | $262 |
| | Sep 20 2024 | $352,500 | 98 | 1,352 sq ft | 99.0% | $261 |
| | Aug 27 2024 | $325,000 | 46 | 1,057 sq ft | 98.8% | $307 |
| | Jun 20 2024 | $337,000 | 41 | 1,064 sq ft | 100.6% | $317 |
| | May 1 2024 | $400,500 | 27 | 1,622 sq ft | 102.0% | $247 |
| | Mar 27 2024 | $350,000 | 19 | 1,227 sq ft | 100.0% | $285 |
| | Feb 29 2024 | $257,000 | 56 | 1,053 sq ft | 91.8% | $244 |
| | Jan 19 2024 | $369,000 | 92 | 1,685 sq ft | 99.2% | $219 |
| | Nov 17 2023 | $386,000 | 29 | 1,534 sq ft | 99.7% | $252 |
| | Oct 11 2023 | $385,000 | 48 | 1,528 sq ft | 101.6% | $252 |
| | Aug 15 2023 | $316,000 | 40 | 1,170 sq ft | 105.3% | $270 |
| | Mar 22 2023 | $300,000 | 47 | 1,204 sq ft | 98.4% | $249 |
| | Oct 6 2022 | $334,300 | 29 | 1,233 sq ft | 102.9% | $271 |
| | Aug 10 2022 | $335,000 | 40 | 1,348 sq ft | 97.1% | $249 |
| | Aug 8 2022 | $333,000 | 53 | 1,322 sq ft | 98.2% | $252 |
| | Jun 6 2022 | $346,000 | 31 | 1,347 sq ft | 101.8% | $257 |
| | Apr 14 2022 | $329,500 | 23 | 1,443 sq ft | 106.3% | $228 |
| | Dec 30 2021 | $329,000 | 20 | 1,226 sq ft | 106.5% | $268 |
| | Dec 29 2021 | $290,000 | 46 | 1,226 sq ft | 103.6% | $237 |
| | Dec 9 2021 | $325,000 | 56 | 1,721 sq ft | 108.7% | $189 |
| | Oct 15 2021 | $215,000 | 35 | 1,510 sq ft | 107.5% | $142 |
| | Aug 4 2021 | $270,000 | 42 | 1,204 sq ft | 108.0% | $224 |
| | Jul 20 2021 | $250,000 | 20 | 1,060 sq ft | 95.4% | $236 |
| | Jun 28 2021 | $242,000 | 46 | 1,204 sq ft | 98.8% | $201 |
| | May 14 2021 | $238,000 | 20 | 1,005 sq ft | 109.2% | $237 |
| | Oct 29 2020 | $205,000 | 34 | 1,060 sq ft | 97.6% | $193 |
| | Oct 28 2020 | $226,000 | 52 | 1,223 sq ft | 96.6% | $185 |
| | Oct 23 2020 | $241,500 | 35 | 1,307 sq ft | 98.6% | $185 |
| | Oct 23 2020 | $279,000 | 25 | 1,696 sq ft | 100.0% | $165 |
Closed sales from MLS history for Adams Bluff, Belmont
Adams Bluff median sale price is $350,000, down 0.9% from a year ago; Belmont is up 2.7%.
The Adams Bluff real estate market shows balanced market conditions. Homes typically sell within 46 days. With 4 active listings and 14 homes sold in the past year, a healthy balance exists between buyers and sellers.
Listings taken off the market in the past year in Adams Bluff, Belmont
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