2845 Lakefront Drive
Belmont, NC 28012
Est. $6,976/mo20% down · 7.125% · 30-yrAdjust
- P&I$5,923
- Taxes$687
- Insurance$366
- PMI$0
- HOA$0
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$349/Sq Ft
4 bd · 4 ba · 3,148 sqft · $349/sqft
Waterfront
About This Home
A paddler’s paradise! Discover this private waterfront retreat on a rare 1.49-acre lakefront parcel, where outdoor adventure begins right in your own backyard!
Enjoy the ease and convenience of launching kayaks, paddle boards, canoes, and even a Jon boat directly from your shoreline, making it effortless to get out on the water whenever you please. This beautiful property offers stunning year-round lake views, mature landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area.
The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity.
Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature lover’s paradise. Whether you're spending your mornings paddling along the shoreline, relaxing on the screened porch, or enjoying the peaceful waterfront setting, this property offers a rare combination of privacy, recreation, and versatility, all within an easy commute to Charlotte, Charlotte Douglas International Airport, and charming downtown Belmont.
Property history
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Nov 5, 2026Listed for sale $1,099,000 ActiveJust listed today
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Jul 5, 2026Status changed to Off Market $1,149,900 Off MarketActive -> Off Market
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Jun 26, 2026Status changed to Off Market $1,200,000 Off MarketActive -> Off Market
Show 8 more Show less
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May 28, 2026Previously listed $1,149,900 Off Market
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Feb 23, 2026Status changed to Off Market $1,200,000 Off MarketActive -> Off Market
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May 20, 2025Back on market $1,200,000 ActiveOff Market -> Active
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May 16, 2025Previously listed $1,200,000 Off Market
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Jul 20, 2022
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May 13, 2022Previously listed $799,999 Closed
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Dec 16, 2020
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Nov 22, 2020Previously listed $635,000 Closed
Property Details
Interior Details
- Heating
- Ductless
- Heat Pump
- Flooring
- Carpet
- Tile
- Vinyl
- Wood
- Exclusions
- canoe racks do not convey
- Room Count
- 11
- Other Sq Ft
- 857
- Garage Sq Ft
- 404
- Half Bathrooms
- 1
- Total Bathrooms
- 5
- Laundry Features
- Laundry Room
- Main Level Sq Ft
- 1227
- Interior Features
- Attic Other
- Breakfast Bar
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Main Level Garage
- Yes
- Security Features
- Radon Mitigation System
- Upper Level Sq Ft
- 694
- Fireplace Features
- Gas Log
- Living Room
- Basement Full Baths
- 1
- Main Level Bedrooms
- 1
- Upper Level Bedrooms
- 2
- Main Level Full Baths
- 1
- Main Level Half Baths
- 1
- Upper Level Full Baths
- 1
- Total Heated Living Area
- 3785
- Second Living Quarters Sq Ft
- 637
- Second Living Quarters Bedrooms
- 1
- Second Living Quarters Full Baths
- 1
Dwelling And Structure
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- Two
- Above Grade Finished Area
- 1921
- Below Grade Finished Area
- 1227
Parking And Garage
- Carport Spaces
- 1
- Carport Present
- true
- Parking Features
- Attached Carport
- Attached Garage
- Detached Garage
- Garage Shop
- Keypad Entry
- RV Access/Parking
Exterior Features
- Roof
- Architectural Shingle
- Exterior Features
- Storage
- Dock - Floating
- Construction Materials
- Block
- Shingle/Shake
- Stone Veneer
- Vinyl
- Patio And Porch Features
- Covered
- Deck
- Front Porch
- Rear Porch
- Screened
Lot And Land
- Lot Features
- Orchard(s)
- Green Area
- Private
- Rolling Slope
- Sloped
- Wooded
- Views
- Waterfront
- Lot Size Acres
- 1.49
- Lot Size Units
- Acres
- Other Structures
- Shed(s)
- Workshop
Basement And Foundation
- Basement
- Finished
- Foundation Details
- Basement
Waterfront And View
- View
- Water
- Waterfront Features
- Boat Ramp – Community
- Dock
- Paddlesport Launch Site
Utilities
- Sewer
- Septic Installed
- Water Source
- Well
Financial Information
- City Taxes Paid To
- Belmont
Zoning And Restrictions
- Zoning
- R-1
- Subject To Ccrs
- No
Listed by Christi Mercer (828-308-3748) · NorthGroup Real Estate LLC (704-412-2804)
Location
- Address
- 2845 Lakefront Drive
- City
- Belmont, NC 28012
- Community
- Lake Wylie
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