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2845 Lakefront Drive

Belmont, NC 28012

Active Just listed today Listing ID CAR 322382135

$1,099,000
Est. $6,976/mo20% down · 7.125% · 30-yrAdjust
  • P&I$5,923
  • Taxes$687
  • Insurance$366

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$349/Sq Ft

4 bd · 4 ba · 3,148 sqft · $349/sqft

4 Beds
4 Baths
3,148 Sq Ft
$349/Sq Ft
2010 Built
1.49 acres Single Family Residence Lake Wylie Listed Nov 5, 2026 Updated Nov 5, 2026 HOA None

Waterfront

WaterLake Wylie

About This Home

A paddler’s paradise! Discover this private waterfront retreat on a rare 1.49-acre lakefront parcel, where outdoor adventure begins right in your own backyard!

Enjoy the ease and convenience of launching kayaks, paddle boards, canoes, and even a Jon boat directly from your shoreline, making it effortless to get out on the water whenever you please. This beautiful property offers stunning year-round lake views, mature landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area.

The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity.

Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature lover’s paradise. Whether you're spending your mornings paddling along the shoreline, relaxing on the screened porch, or enjoying the peaceful waterfront setting, this property offers a rare combination of privacy, recreation, and versatility, all within an easy commute to Charlotte, Charlotte Douglas International Airport, and charming downtown Belmont.

Property history

  1. Nov 5, 2026
    Listed for sale $1,099,000 Active
    Just listed today
  2. Jul 5, 2026
    Status changed to Off Market $1,149,900 Off Market
    Active -> Off Market
  3. Jun 26, 2026
    Status changed to Off Market $1,200,000 Off Market
    Active -> Off Market
Show 8 more Show less
  1. May 28, 2026
    Previously listed $1,149,900 Off Market
  2. Feb 23, 2026
    Status changed to Off Market $1,200,000 Off Market
    Active -> Off Market
  3. May 20, 2025
    Back on market $1,200,000 Active
    Off Market -> Active
  4. May 16, 2025
    Previously listed $1,200,000 Off Market
  5. Jul 20, 2022
    Sold $770,000 Closed
    Listed $799,999 · May 13, 2022 68 days on market
    Previously sold for $770,000
  6. May 13, 2022
    Previously listed $799,999 Closed
  7. Dec 16, 2020
    Sold $650,000 Closed
    Listed $635,000 · Nov 22, 2020 24 days on market
    Previously sold for $650,000
  8. Nov 22, 2020
    Previously listed $635,000 Closed

Property Details

Interior Details

Heating
  • Ductless
  • Heat Pump
Flooring
  • Carpet
  • Tile
  • Vinyl
  • Wood
Exclusions
canoe racks do not convey
Room Count
11
Other Sq Ft
857
Garage Sq Ft
404
Half Bathrooms
1
Total Bathrooms
5
Laundry Features
  • Laundry Room
Main Level Sq Ft
1227
Interior Features
  • Attic Other
  • Breakfast Bar
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
Main Level Garage
Yes
Security Features
  • Radon Mitigation System
Upper Level Sq Ft
694
Fireplace Features
  • Gas Log
  • Living Room
Basement Full Baths
1
Main Level Bedrooms
1
Upper Level Bedrooms
2
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
1
Total Heated Living Area
3785
Second Living Quarters Sq Ft
637
Second Living Quarters Bedrooms
1
Second Living Quarters Full Baths
1

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
1921
Below Grade Finished Area
1227

Parking And Garage

Carport Spaces
1
Carport Present
true
Parking Features
  • Attached Carport
  • Attached Garage
  • Detached Garage
  • Garage Shop
  • Keypad Entry
  • RV Access/Parking

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Storage
  • Dock - Floating
Construction Materials
  • Block
  • Shingle/Shake
  • Stone Veneer
  • Vinyl
Patio And Porch Features
  • Covered
  • Deck
  • Front Porch
  • Rear Porch
  • Screened

Lot And Land

Lot Features
  • Orchard(s)
  • Green Area
  • Private
  • Rolling Slope
  • Sloped
  • Wooded
  • Views
  • Waterfront
Lot Size Acres
1.49
Lot Size Units
Acres
Other Structures
  • Shed(s)
  • Workshop

Basement And Foundation

Basement
  • Finished
Foundation Details
  • Basement

Waterfront And View

View
  • Water
Waterfront Features
  • Boat Ramp – Community
  • Dock
  • Paddlesport Launch Site

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Financial Information

City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
R-1
Subject To Ccrs
No

Listed by Christi Mercer (828-308-3748) · NorthGroup Real Estate LLC (704-412-2804)

Location

Address
2845 Lakefront Drive
City
Belmont, NC 28012
Community
Lake Wylie
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2845 Lakefront Drive, Belmont, NC, 28012

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