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Active

Tbd Cross Creek Drive

Rutherfordton, NC 28139

Active Listed 361 Days Listing ID CAR 289692749

$30,000
Est. $224/mo20% down · 7.125% · 30-yrAdjust
  • P&I$162
  • Taxes$19
  • Insurance$10
  • HOA$33

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$16,216/acre

1.85 acres · $16,216/acre

1.85 Acres
R-1 Zoning
Residential Lot
Listed Oct 27, 2025 Updated Oct 23, 2026

Land Essentials

PowerUnknownWaterWellSewerSepticTopographyCreek Front, Flood Plain/Bottom Land, Hilly, Private, Creek/Stream, Wooded

HOA & Association

Dues$400/yrMonthly≈ $33/mo

Location

Address
Tbd Cross Creek Drive
City
Rutherfordton, NC 28139
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About This Lot

Tucked inside the gated community of Clearwater Creek, this 1.85-acre homesite offers privacy, natural beauty, and paved road access. The building site sits up on the hill, well above the flood zone, while a creek runs along the bottom boundary of the property.

Mature black walnut trees stand among the hardwoods and natural ground cover, an established canopy that takes decades to grow. At 1,000–1,500 ft elevation, the lot has room for a primary residence, a mountain getaway, or an investment property. Site-built and modular homes are welcome (1,200 sq ft minimum), and short-term rentals are permitted.

Not ready to build? The community allows campers up to ten months per year, so you can start enjoying your land right away. Amenities include a park and picnic area, a playground, and walking trails, all behind a gated entry, with HOA dues of just $400/year.

Well and septic needed. Easy access from US-221. Picture your home up on the hill, with the sound of the creek drifting up from below.

Property Details

Lot And Land

Lot Features
  • Creek Front
  • Flood Plain/Bottom Land
  • Hilly
  • Private
  • Creek/Stream
  • Wooded
Lot Size Acres
1.85
Lot Size Units
Acres
Minimum Build Sq Ft
1200

Basement And Foundation

Proposed Foundation
  • Basement
  • Crawl Space

Utilities

Sewer
  • Septic Needed
Water Source
  • Well Needed

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
R-1
Restrictions
  • Building
  • Manufactured Home Not Allowed
  • Modular Allowed
  • Short Term Rental Allowed
  • Square Feet
Subject To Ccrs
Yes

Listed by Melissa Plemmons (828-337-2200) · EXP Realty LLC Ballantyne (704-248-8230)

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